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Should You Purchase Long-Term Care Insurance?
Retirement Plans Need to Factor in Future Healthcare Costs That is a question that is not so easy to answer. Everyone has different circumstances and situations to consider when it comes to long-term...
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The Basics of Borrowing
How Small Businesses Can Get the Loans They Need Throughout Florida, small businesses account for a big part of our economy. But in recent years, the creation and expansion of businesses have been...
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The Keys to Fiscal Literacy
Understanding Financial Statements Whether you are a new investor, a business owner, a manager, an executive, a nonprofit director, or just trying to keep track of your personal finances, understanding...
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Community Bank of the South
Front: Joann Heimberger, Dorothy Pirtle; Back: Anthony Salorio, Nancy Brower, William T. Taylor, John Willison, John Agee Community Bank of the South The Little Bank that Can! by George White...
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Preserving Our Future
EDUCATION Preserving Our Future Half-Cent Sales Tax Necessary to Maintain Brevard Public Schools’ Services by Brian Binggeli We often hear that our school district must live within its means. I...
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First Wave Financial
COMPANY PROFILE Tom Kirk, president & CEO, First Wave Financial First Wave Financial Location: Satellite Beach Executive: Tom Kirk, president and CEO Website: FirstWaveFinancial.com...
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Do You Think Tax Changes Only Apply to the ‘Rich’?
…well, Think Again by Karen Crain As I’m sure everyone has heard, there are a multitude of tax increases that will go into effect in 2013 – if there is no action by Congress before then. These...
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Staying Alive, Staying Alive
Planning and Execution Key to Successful Retirement by Ryan Lees “Retirement is like a long vacation in Las Vegas. The goal is to enjoy it to the fullest, but not so fully that you run out of...
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Cliffs, Valleys and Peaks
Navigating the 2013 Tax Environment by HeatherMcDonough At the time of this writing, Congress and the President are hand-in-hand escorting our economy off of the proverbial fiscal cliff. While...
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Concerned About Retiring and Your Future?
RETIREMENT – a day we spend our working lives looking forward to, but as it approaches, more and more people are discovering that it can also be the most financially scary time of their lives. With...
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Weathering the Budget Storms
Resolutions, Sequestration and Furloughs There has been much discussion during the first half of this year surrounding government budget cuts. From talk of Continuing Resolution (CR) to sequestration...
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The Potential of Emerging Markets
THE RISK & REWARDS OF AN INVESTMENT OPPORTUNITY Emerging markets are as old as civilization. As hard as it may be to imagine, the American colonies were once an emerging market leveraged by the...
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Diversifying Beyond Stocks and Bonds
Alternatives Provide Options to Traditional Investments The profound effectiveness of portfolio diversification was first recognized by noted economist and Nobel Prize recipient Harry Markowitz in...
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Net Investment Income Tax is Here
What It Is & How To Prepare Beginning at the first of this year, a new and additional 3.8 percent net investment income tax (NIIT), also known as the Medicare Contribution Tax, will impact...
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How to Build Your Portfolio Income
Bam! Let’s Kick It Up A Notch! We all know, only too well, that the “usual” places we save money (savings accounts, money markets, CDs, etc.) aren’t paying us much, if anything. Interest rates are...
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When and How You Should File for Bankruptcy
By Andrew Jackson Are you thinking to file for bankruptcy? If yes, then you need to know about all the alternatives that are available for you. There are several benefits to file bankruptcy for many...
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Fishing: Commercial and Recreational
A Big Catch for the Space Coast Economy The Economic Development Commission of Florida’s Space Coast recently held its Executive Committee meeting at Wild Ocean Seafood’s bustling commercial fishing...
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Teach and Grow Naturally
Focus on Education: A Sound Business Practice that Lets You ‘Give Back’ As experts in financial services, professionals in my line of work possess a wealth of knowledge and information vitally...
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Is Your Spouse Prepared to Make Financial Decisions?
Learning Financial Proficiency Before It’s Too Late Most couples divide the home responsibilities to play to each other’s strongest skill set. With each couple these responsibilities differ – men may...
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Want Smarter, More Accurate Forecasting?
Then Optimize Your Accounting Practices When it comes to running a business, the owner is most likely constantly tracking, monitoring, projecting and anticipating data, especially with regard to...
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